Top Boise Mortgage Rates This November

Have falling property values enticed you into buying a new house? Today’s prices may be low, but don’t forget about checking Boise mortgage rates, too. The rate you pay to finance your home will have a huge impact on the total cost of your house.

Current Best Mortgage Rates in Boise, ID

Depending on the kind of mortgage you choose, the interest rates available will vary. However, whether you end up with a fixed rate or ARM, there is a lender with an affordable interest rate in Boise for you. Listed are the local lenders currently providing the most competitive mortgage rates this month:

Best Fixed Mortgage Rates in Boise

15-Year Fixed

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Rock Financial: 3.25%
• • No Orig. Fees
  • Points: 1.75


• First Technology Federal Credit Union: 3.25%
• • Orig. Fees: 0.5%
  • Points: 0.75

30-Year Fixed

• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• First Technology Federal Credit Union: 4%
• • Orig. Fees: 0.5%
  • Points: 0.75

Lowest Boise ARM Rates

3/1 ARM

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 4.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Mountain West Bank: 2.88%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these home loan interest rates are accurate as of November 2011, but may change in the future. Additionally, borrowers may face additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.